Features
Powerful features for complete financial control
Everything you need to track, budget and understand your spending, and your bitcoin.
Bank sync
Connect up to 10 bank accounts and credit cards securely through Plaid's industry-leading platform.
Sync when you want
Pull the latest transactions from every bank in one click
60 days of history
Your first sync brings in the past two months
Duplicate prevention
Each transaction is imported once, even when a bank re-sends it
Multiple institutions
Connect accounts from as many banks as you like
Categorization that learns from you
Categorize a merchant once and CoinFlow remembers. Every later transaction from that merchant is filed the same way, automatically.
Automatic categorization
Most transactions arrive already categorized
Improves as you use it
Every correction teaches it a merchant
Custom categories
Build your own nested categories, with colors and icons
Rule-based, not AI
Your transactions are never sent to a third-party model
Budget management
Create monthly budgets and track your actual spending against your plans as transactions come in.
Monthly budgets
Set income and spending by category
Up-to-date tracking
See progress every time your transactions sync
Copy last month's amounts
Start a new month from the one before
Visual progress bars
See at a glance what is over or under budget
Transaction tools
Search, filter and organize your transaction history, and keep the context that goes with it.
Search and filters
By date, account, category, tag or text
Transaction splitting
Split a single transaction across categories
Custom tags
Add tags for flexible organization
Notes and receipts
Add notes and attach receipts to any transaction
Trends & insights
Clear charts help you understand your spending patterns and make smarter decisions.
Category breakdown
See where the money goes by category
Trends over time
Track spending month by month
Tag analysis
Analyze spending by your own tags
CSV export
Download the data for further analysis
Bitcoin, tax-ready
Track bitcoin wallets alongside your bank accounts, with cost basis kept lot by lot for tax time.
Watch-only wallets
Add an xpub, ypub or zpub; your keys never leave your wallet
Cost-basis lots
FIFO, LIFO or HIFO, with a side-by-side comparison of the three
Tax report
Short- and long-term gains by year, with a Form 8949 export
Your own node
Sync through your own Electrum server, so your addresses stay private
Works with your AI assistant
Connect Claude or another MCP client to CoinFlow and talk to your finances.
Ask questions
Look up transactions, budgets, categories and tags
File from the chat
Categorize, tag and split transactions
Signed in with OAuth
You approve each assistant; no passwords or keys to copy
Revoke any time
Disconnect an assistant from your account page