CoinFlow
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Take control of your finances, in flow.

Sync your bank accounts, categorize transactions the way you teach it, track spending against your budgets, and keep your bitcoin cost basis ready for tax time.

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  • Free during beta
  • Read-only bank access
  • Always exportable

October budget

68% spent

  • Groceries $412 of $575
  • Dining out $188 of $200
  • Transportation $123 of $300
  • Farmers market Groceries −$38.20
  • Payroll Income +$3,240.00
  • City transit Transportation −$2.75

Bitcoin · unrealized gain

+$1,284.10

HIFO · 0.0421 BTC

Everything you need to master your money

Bank accounts, cards and bitcoin in one ledger, organized the way you think about them.

  • Bank sync

    Connect your bank accounts and cards securely through Plaid and import transactions. No more manual entry.

  • Categorization that learns

    Categorize a merchant once and CoinFlow files every later transaction from them the same way.

  • Budget tracking

    Plan each month by category, then see spending against the plan as transactions come in.

  • Categories & tags

    Organize transactions your way with nested categories and flexible tags.

  • Spending trends

    See where the money goes over time, by category and by tag, and export it to CSV.

  • Bitcoin cost basis

    Watch-only wallets, cost-basis lots (FIFO, LIFO or HIFO) and a Form 8949 export at tax time.

  • Works with your AI assistant

    Connect Claude or another MCP client to ask about your spending and file transactions from the chat.

  • Any screen

    Desktop, tablet or phone. Sign in with Google or a passkey.

Get started in minutes

Three steps to financial clarity

  1. 1

    Connect your bank

    Link your accounts through Plaid's trusted platform. Your bank credentials are never stored.

  2. 2

    Categorize as you go

    CoinFlow files transactions using the categories you've chosen before. Each correction teaches it.

  3. 3

    Track & budget

    Create budgets, follow your progress and spot the patterns in your spending.

Your security is our priority

Your financial history belongs to you. We hold it carefully, and you can take it with you at any time.

  • Encrypted connections

    Everything between your browser and us travels over HTTPS, and our off-site backups are encrypted.

  • Read-only access

    We can only view your transactions. We cannot move money or make changes to your accounts.

  • Powered by Plaid

    The same bank connections trusted by Venmo, Robinhood and thousands of financial apps.

  • Your data, your control

    We never sell your data. Export everything at any time, and delete your account whenever you want.

Ready to take control?

Connect your accounts and see exactly where your money goes: categorized for you, and always yours to export.

Request access

Free while we're in beta. It's invite only, so we'll review your request and get you set up.